Meet our team

Licensed Florida brokers who live and work in the Palm Beaches. Different specialties, same standard: honest advice, plain language, and service that doesn't end at enrollment.

Erica M. Smith

Erica M. Smith, CFP®

Founder & Principal Broker

Helping Florida families navigate Medicare, health insurance, long-term care, and retirement decisions for over 13 years.

  • Medicare
  • ACA Health Insurance
  • Long-Term Care Planning
  • Retirement Planning
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Peter Chepurko

Peter Chepurko

Principal Agent, Co-Owner & COO

Co-owner of Financial Insurance Group of the Palm Beaches, helping Florida individuals and families find coverage that actually fits.

  • Health Insurance
  • Medicare
  • Life Insurance
  • Long-Term Care Planning
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Katelyn Hewitt

Katelyn Hewitt

Licensed Insurance Agent

Born and raised in Palm Beach County — helping individuals and families make informed decisions about their healthcare and financial future.

  • Medicare
  • ACA & Individual Health
  • Life Insurance
  • Long-Term Care Planning
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Sheila E. Tierney

Sheila E. Tierney

Licensed Insurance Agent

Focused exclusively on Medicare and long-term care planning — helping clients prepare for the next chapter with clarity and confidence.

  • Medicare
  • Long-Term Care Planning
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Marion Horter

Licensed Insurance Agent

Focused exclusively on Medicare — helping clients understand their options and choose coverage with confidence.

  • Medicare
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Not sure who to talk to?

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