This page is maintained by Financial Insurance Group of the Palm Beaches to set out the terms for using our website. It is not legal advice, a certification, or an independent verification of our licensing or compliance status.
Terms of Use
Last updated: July 23, 2026
By using figpb.com, you agree to the following:
Educational purpose
Content on this site — including insurance and Medicare information, blog articles, and planning guidance — is for general educational purposes only and is not personalized financial, legal, tax, or insurance advice. Your specific situation may require individualized guidance from a licensed professional.
Licensing
Financial Insurance Group of the Palm Beaches is a licensed insurance agency. Erica M. Smith, CFP® is a CERTIFIED FINANCIAL PLANNER® professional. [Insert current broker-dealer/RIA affiliation disclosure here — confirm exact required wording with your compliance contact before publishing.]
No guarantee
We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Contact Medicare.gov or 1-800-MEDICARE for information on all available options.
Limitation of liability
FIGPB is not liable for decisions made based on general information provided on this site absent a direct, individualized consultation.
Changes
We may update these terms from time to time; continued use of the site constitutes acceptance of the current version.